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 TREATED ROLL BACK BOTTOM PORCH SWING 5 Foot US $130.00 
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 TREATED ROLL BACK BOTTOM PORCH SWING 4 Foot US $120.00
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Treated Roll Back
what happens during a deficiency judgement and how long does it last?
I live in Michigan unfortunately am soon going to be unemployed. (auto industry) I live in a manufactured home and owe significant amount more than what I will get for it. To the tune of $30k. I know that it is treated much like a vehicle and not real estate. Repo is a possibility if I cant find a buyer to short sale. Either way I will a have a deficiency judgement. If so I am willing to pay what I owe back to the bank but would like to know how long this will stay on my credit and if I set up a payment plan with the bank, will it still roll off my credit in 7 years or will it stay on my credit report till it is paid off? I would like to avoid bankruptcy at all costs. Even with a payment plan I dont think the whole balance will be payed off in 7 years. I have never had credit problems in the past and have excellent credit now but after a loss of job. Wont be able to make full payments. Will past credit history help? help plz
It will stay with you for 6 years and 9 months (7 years) from the "occurance date." The "occurance date" is the date the payment is due for. You should discuss it with the finance company. Many companies will not report the deficiency, or pursue judgment as long as you make and maintain payment arrangements.
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